Statement of Condition

Take advantage of financial strength and lending capacity for your business.

Capital Ratios as of 6/30/19

  Union Bank Peer Group National
Tier 1 Leverage Ratio 9.22% 11.75% 11.58%
Common Equity Tier 1 Capital Ratio 22.87% 17.05% 17.32%
Tier 1 Risk Based Capital Ratio 22.87% 17.10% 17.34%
Total Risk Based Capital Ratio 23.96% 18.21% 18.40%



Minimum regulatory requirements for well-capitalized institutions: 
Tier 1 Leverage Ratio 5.00%
Common Equity Tier 1 Capital Ratio 6.50%
Tier 1 Risk Based Capital Ratio 8.00%
Total Risk Based Capital Ratio 10.00%


**  Consistently ranked amongst safest banks in the State of Minnesota by various business publications  **  

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