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Union Bank and Trust is refreshing our Brand – Look for our new web site coming soon!

Statement of Condition

Take advantage of financial strength and lending capacity for your business.

Capital Ratios as of 12/31/19

  Union Bank Peer Group National
Tier 1 Leverage Ratio 9.19% 11.80% 11.57%
Common Equity Tier 1 Capital Ratio 21.29% 17.33% 17.41%
Tier 1 Risk Based Capital Ratio 21.29% 17.37% 17.43%
Total Risk Based Capital Ratio 22.28% 18.45% 18.48%



Minimum regulatory requirements for well-capitalized institutions: 
Tier 1 Leverage Ratio 5.00%
Common Equity Tier 1 Capital Ratio 6.50%
Tier 1 Risk Based Capital Ratio 8.00%
Total Risk Based Capital Ratio 10.00%


**  Consistently ranked amongst safest banks in the State of Minnesota by various business publications  **  

Click here to view full statement of condition

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Equal Housing Lender | Member FDIC | NMLS #405024

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