NEW DEBIT CARDS!!!!!!

We’ve upgraded our debit card system and your card! You should have received it week of 6/16/2025. PLEASE activate, call 1-800-992-3808. For lost or stolen cards, call 1-877-805-2419. Thank you for your patience during this important update.

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Commercial Checking Accounts

Checking Accounts Built for Business Owners

No matter the size of your business, you deserve to be able to easily access your money when you need it. With the commercial checking accounts offered by Union Bank & Trust, you’ll maintain convenient access to your money and enjoy additional options that include:

  • Remote Deposit
  • ACH transfers
  • Wire Transfers
  • Commercial Bill Pay
  • Positive Pay
  • ACH Alerts

If you are looking for an account that will offer you great benefits regardless of your business’s size, contact us by calling 612-379-3222 to speak with our commercial banking team.

hands with banking papers

Compare Commercial Checking Accounts

Account

Commercial Checking

Who This Account Is For...

Corporations, non-profit organizations, and other businesses that have a larger transaction amount each month.

Balance Requirements

None

Fees

$15.00 monthly service fee (may be offset by earnings credit)

Benefits

Earnings credit may offset monthly service fee

Unlimited transactions each month

Free access to commercial online banking services

Balances are FDIC insured up to $250,000

Small Business Checking

Who This Account Is For...

Any business that has a limited number of deposits and checks each month.

Balance Requirements

$1,000

Fees

$6 service charge if $1,000 minimum balance is not maintained

$0.40 fee per item over 75 free items per month

Benefits

75 free checks and deposited items per month

Free access to commercial online banking services

Balances are FDIC insured up to $250,000

Account

Who This Account Is For...

Balance Requirements

Fees

Benefits

Commercial Checking

Corporations, non-profit organizations, and other businesses that have a larger transaction amount each month.

None

$15.00 monthly service fee (may be offset by earnings credit)

Earnings credit may offset monthly service fee

Unlimited transactions each month

Free access to commercial online banking services

Balances are FDIC insured up to $250,000

Small Business Checking

Any business that has a limited number of deposits and checks each month.

$1,000

$6 service charge if $1,000 minimum balance is not maintained

$0.40 fee per item over 75 free items per month

75 free checks and deposited items per month

Free access to commercial online banking services

Balances are FDIC insured up to $250,000